8
Semesters
Undergraduate Programme
Finance
Capital Market · Corporate Finance · Banking
Curriculum Handbook
September 2026 Intake
8
Semesters
147
Credits
53
Courses
3
Tracks
Finance is no longer a room with a ledger in it. Settlement runs on rails that never close, credit decisions are scored by models, portfolios rebalance in code, and a single regulatory circular can redraw a business line in a quarter. This handbook introduces a programme built for that reality — one where every course ends in something you have actually produced, on the terminals, spreadsheets, and platforms the profession runs on.
Over eight semesters you move from posting your first journal entry to defending a capstone. You will not only study concepts; you will build valuation models, audit working papers, tax returns, backtested strategies, risk registers, and equity research with a real recommendation attached — a portfolio of work that speaks before you do.
Think of the pages that follow as a map. They show where you begin, how each semester is stacked deliberately on the one before it, and the three specialised paths that open once your foundation is set. Whether you are a prospective student weighing your options, a current student planning ahead, or an advisor guiding a cohort, this is the clearest single view of the journey.
Finance · Curriculum Handbook 202601This programme stands on four pillars — accounting and reporting, markets and investment, risk and regulation, and financial technology. Rather than teaching them as separate silos, the curriculum treats them as one discipline: record the numbers honestly, read what they mean, price the risk attached to them, and use technology to do all three at scale.
Three principles run through every course.
Bloomberg, Stockbit and IDX data, Coretax and e-Faktur, ATLAS, Power BI, EViews, Python, SWIFT. You train on the software you are expected to know on day one, not simplified stand-ins.
Each subject ends in a tangible deliverable: a valuation model, an audit file, a tax return, a dashboard, a research note with a call on it. You graduate with proof of work, not just a transcript.
OJK and Bank Indonesia rules, Basel III/IV, PSAK and IFRS, APU-PPT, and professional ethics are taught inside the technical work — because a model that ignores the rulebook is a model nobody can use.
Finance · Curriculum Handbook 202602The 147-credit structure comfortably clears the national minimum for an undergraduate degree, and it is paced with intent. The first two semesters front-load the technical core — accounting, taxation, financial management, statement analysis — so that the market and risk work later has something solid to stand on. The middle years add data, technology, and institutional scale. The final stretch turns everything outward, into a community project, research, and a capstone.
Every term is split into two teaching blocks, Block A and Block B, so courses run in two focused waves rather than eight at once across sixteen weeks. The block for each course is shown in the tables that follow.
Specialisation opens in Semester 5, when you commit to Capital Market, Corporate Finance, or Banking and carry that focus through to graduation. Each track carries the same 22-credit weight; only six of its eight courses differ.
Finance · Curriculum Handbook 202603Build the technical core — the accounting cycle, taxation, financial management, and a first look at markets and FinTech.
Learn to interrogate the numbers: audit them, test them against economics and mathematics, read a company through its statements.
Bring data, systems, and AI into finance work — dashboards, treasury systems, and your first algorithmic strategy.
Move up to institution scale: portfolios, macro policy, cyber and ESG risk, and the governance wrapped around them.
Choose your track and go deep — Capital Market, Corporate Finance, or Banking.
Work at the FinTech and digital-banking frontier, then take financial literacy out into a real community.
Add behavioural insight, governance, and anti-corruption practice to rigorous research and innovation.
Deliver a capstone — collaborative project, product prototype, scientific publication, or thesis.
Finance · Curriculum Handbook 202604| Semester | Focus | Courses | Credits | Note |
|---|---|---|---|---|
| Semester 1 | Financial Core | 7 | 19 | Accounting, tax, management |
| Semester 2 | Assurance & Analysis | 7 | 19 | Audit + statement analysis |
| Semester 3 | Data & Technology | 8 | 22 | Heaviest by design |
| Semester 4 | Markets, Risk & Governance | 8 | 22 | Institution scale |
| Semester 5 | Specialisation | 8 | 22 | One of three tracks |
| Semester 6 | Digital Finance & Society | 6 | 16 | Includes 4-credit social project |
| Semester 7 | Behaviour, Governance & Research | 6 | 15 | Research groundwork |
| Semester 8 | Capstone | 3 | 12 | Four graduation routes |
| Total | 53 | 147 | Meets the national minimum |
Finance · Curriculum Handbook 202605The first four semesters give every student the same broad foundation. From Semester 5 onward you commit to one track and sharpen that foundation into a focused, job-ready skill set — carried all the way through to the capstone. All three tracks share English and Professional Ethics; the other six courses are what set them apart.
For the market-facing analyst. Equity valuation and research, econometrics, economic data analysis, market risk and regulation, and the investor communication that surrounds a listed company.
For the inside-the-company financier. Capital structure and WACC, cross-border finance and FX exposure, credit and financing analysis, M&A and restructuring, and inclusive finance at the micro end.
For the institution builder. Asset-liability management, liquidity and treasury operations, Basel-grade regulation and compliance, central banking and monetary policy, and cross-border banking.
Finance · Curriculum Handbook 202606| Course | Blk | Cr | Tools | Output you build | Career roles |
|---|---|---|---|---|---|
| Introduction to Accounting | A | 3 | Excel, Accurate, SAP | Journal → trial balance → P&L | Accounting Staff · Junior Auditor |
| Taxation I | A | 3 | Coretax, DJP Online, e-SPT | PPh 21 computation and filing | Tax Officer · Tax Consultant |
| Financial and Banking Applications | A | 3 | Bloomberg, Excel, Stockbit | Intrinsic-value workbook | Investment Analyst · Treasury Staff |
| Financial Market and FinTech | A | 3 | RTI Business, Bibit, Bloomberg | Market ecosystem mapping report | FinTech Specialist · Banker |
| Financial Management | B | 3 | Excel financial functions | Working-capital and budgeting model | Corporate Finance Staff |
| Financial Accounting | B | 3 | Accurate, SAP, Excel | PSAK / IFRS financial statements | Financial Accountant · Auditor |
| Career Design & Professional Development 1 | B | 1 | LinkedIn, CV tools | Career roadmap and profile | All finance roles |
Finance · Curriculum Handbook 202607| Course | Blk | Cr | Tools | Output you build | Career roles |
|---|---|---|---|---|---|
| Auditing I | A | 3 | ATLAS, Excel | Audit working papers | Staff Auditor · Internal Controller |
| Taxation II | A | 3 | e-Faktur, e-Bupot, Coretax | Corporate return + fiscal reconciliation | Corporate Tax Specialist |
| Business & Economics Mathematics | A | 3 | Excel | Time-value and optimisation workbook | Financial Analyst · Risk Analyst |
| Introduction to Economics | A | 3 | Trading Economics, Bloomberg | Macro–micro market brief | Economic Analyst · Policy Researcher |
| Digital Investment | B | 3 | TradingView, MetaTrader | Digital portfolio with risk note | Investment Analyst · Crypto Strategist |
| Financial Statement Analysis | B | 3 | Bloomberg, Excel | DuPont + Altman Z-Score diagnostic | Equity Research · Credit Analyst |
| Career Design & Professional Development 2 | B | 1 | Portfolio and interview tools | Interview-ready portfolio | All finance roles |
Finance · Curriculum Handbook 202608| Course | Blk | Cr | Tools | Output you build | Career roles |
|---|---|---|---|---|---|
| Auditing II | A | 3 | ATLAS, Excel | Auditor's report + fraud case | Auditor · Fraud Examiner |
| Data Analytics for Finance | A | 3 | Tableau, Power BI | Financial trend dashboard | Financial Data Analyst · BI Developer |
| Treasury Management | A | 3 | Treasury Mgmt System, Excel | Cash forecast and hedging plan | Treasury Manager |
| Introduction IT & Information System | A | 3 | MySQL, ERP, Figma | Finance data model in SQL | System Analyst · IT Business Partner |
| Artificial Intelligence in Finance | B | 2 | Python, Claude, Jupyter | Credit-scoring or sentiment model | AI Finance Specialist · Data Scientist |
| Microeconomics | B | 3 | Stata, Excel | Market-structure and pricing study | Market Analyst · Business Strategist |
| Algorithmic Trading | B | 3 | Python, MetaTrader, AmiBroker | Backtested trading strategy | Quantitative Trader · Algo Strategist |
| Design Thinking | B | 2 | Figma, Miro | Financial-service prototype | Product Owner · Innovation Specialist |
Finance · Curriculum Handbook 202609| Course | Blk | Cr | Tools | Output you build | Career roles |
|---|---|---|---|---|---|
| Macroeconomics | A | 3 | EViews, Trading Economics | National economic outlook report | Economist · Central Bank Officer |
| Sustainable Finance & ESG Investing | A | 2 | Bloomberg ESG, Excel | ESG scorecard and green-bond appraisal | ESG Analyst · Sustainability Consultant |
| Business Communication and Negotiation | A | 3 | Teams, pitch deck tools | Investment pitch and negotiation roleplay | Corporate Secretary · Business Developer |
| Blockchain and Digital Asset Management | A | 3 | Ledger, smart contracts | On-chain analysis and custody plan | Blockchain Analyst · Digital Asset Specialist |
| Portfolio Theory and Investment Management | B | 3 | Excel Solver, Bloomberg, IDX | Efficient portfolio with beta and alpha | Portfolio Manager · Investment Advisor |
| Cybersecurity and Risk in Financial Services | B | 3 | Nessus, AML software | IT risk and recovery plan | IT Risk · Cybersecurity Analyst |
| Banking & Non Bank Financial Institution | B | 3 | OJK guidelines, annual reports | CAMELS health assessment | Banker · Credit Officer |
| Technical / Professional Writing | B | 2 | MS Office, Grammarly | Financial policy brief | Financial Writer · Corporate Secretary |
Finance · Curriculum Handbook 202610| Course | Blk | Cr | Tools | Output you build | Career roles |
|---|---|---|---|---|---|
| Investor Relations | A | 3 | Bloomberg, Canva | Public-expose deck | Investor Relations Officer |
| Digital Economy | A | 3 | Google Trends, Statista | Platform monetisation study | Digital Economist · Strategy Consultant |
| Financial Economic Data Analysis | A | 3 | Python, SQL, Tableau | Economic indicator dashboard | Data Analyst · Economic Researcher |
| Capital Market Investment Analysis | A | 3 | Bloomberg, RTI Business, Stockbit | Equity research + Buy / Hold / Sell call | Equity Analyst · Investment Banker |
| Risk Management and Regulation | B | 3 | Excel Solver, OJK guidelines | Value at Risk + mitigation policy | Risk Officer · Compliance Officer |
| Econometrics | B | 3 | EViews, Stata, PLS | Regression model, assumptions tested | Quantitative Analyst · Statistician |
| English | B | 2 | Grammarly | Financial report and pitch in English | International Officer |
| Professional Ethics | B | 2 | GCG, CFA / IAI codes | Ethical-dilemma case analysis | Compliance Officer · Internal Auditor |
Finance · Curriculum Handbook 202611| Course | Blk | Cr | Tools | Output you build | Career roles |
|---|---|---|---|---|---|
| Corporate Finance | A | 3 | Excel, ERP software | WACC and capital-structure model | Treasury Specialist · Financial Controller |
| Strategic Management Finance | A | 3 | Balanced Scorecard, SWOT | Long-range financial plan | Financial Officer · Strategic Planner |
| International Finance | A | 3 | Bloomberg FX, Excel | FX exposure and MNC budgeting case | FX Analyst · International Finance Officer |
| Credit and Financing Analysis | A | 3 | Credit scoring, Moody's Analytics | Credit proposal using 5C / 7P | Credit Analyst · Relationship Manager |
| Mergers, Acquisitions, and Corporate Restructuring | B | 3 | Excel, OJK guidelines | Target valuation + due-diligence memo | Investment Banker · M&A Specialist |
| Microfinance | B | 3 | OJK guidelines, field data | Micro-lending and impact study | Microfinance Specialist · ESG Officer |
| English | B | 2 | Grammarly | Financial report and pitch in English | International Officer |
| Professional Ethics | B | 2 | GCG, CFA / IAI codes | Ethical-dilemma case analysis | Compliance Officer · Internal Auditor |
Finance · Curriculum Handbook 202612| Course | Blk | Cr | Tools | Output you build | Career roles |
|---|---|---|---|---|---|
| International Banking Management | A | 3 | SWIFT, CLS FX Settlement | Cross-border trade-finance case | International Banker · Trade Finance Officer |
| Risk Management in Financial Institutions | A | 3 | Excel, ALM dashboard | ALM gap analysis and VaR | Risk Manager · ALM Specialist |
| Regulatory Framework for Finance and Banking | A | 3 | OJK handbook, BI policy reports | Basel III / IV compliance review | Compliance Officer · Regulatory Analyst |
| Treasury and Liquidity Management | A | 3 | Bloomberg, Treasury Mgmt System | Daily liquidity and placement plan | Treasury Manager · Cash Dealer |
| Central Banking and Monetary Policy | B | 3 | FRED, BI monetary statistics | Policy transmission analysis | Central Bank Officer · Monetary Analyst |
| Bank Financial Management | B | 3 | OJK banking statistics, annual reports | RGEC health and NIM analysis | Bank Analyst · Financial Analyst |
| English | B | 2 | Grammarly | Financial report and pitch in English | International Officer |
| Professional Ethics | B | 2 | GCG, CFA / IAI codes | Ethical-dilemma case analysis | Compliance Officer · Internal Auditor |
Finance · Curriculum Handbook 202613| Course | Blk | Cr | Tools | Output you build | Career roles |
|---|---|---|---|---|---|
| Financial Technology | A | 3 | Postman (API), payment gateways | FinTech model and compliance analysis | FinTech Product · Business Analyst |
| Digital Banking | A | 3 | Figma, POJK guidelines | Digital-bank transformation plan | Digital Banking Specialist |
| Critical Thinking Logic | A | 2 | Argument mapping | Structured decision case | Business Consultant · Policy Analyst |
| Applied Indonesian Language | B | 2 | KBBI Daring, PUEBI | Formal financial correspondence | Corporate Secretary · Journalist |
| Indonesian Way of Life / Pancasila | B | 2 | Pancasila guidelines | Reflective essay on values | University requirement |
| Social Project: Digital Financial Literacy for Communities | B | 4 | Social media, Google Forms, field visits | A delivered community programme | Community Dev. Specialist · Social Entrepreneur |
Finance · Curriculum Handbook 202614| Course | Blk | Cr | Tools | Output you build | Career roles |
|---|---|---|---|---|---|
| Introduction to Management and Digital Business | A | 3 | Business Model Canvas, Miro | Digital business model | Digital Business · Startup Founder |
| Research and Innovation | A | 3 | Mendeley, Google Scholar | Research proposal and prototype | Research Analyst · Innovation Specialist |
| Behavioral Economics & Finance | A | 3 | Psychometric surveys, nudge tools | Investor-bias study and nudge design | Behavioral Strategist · Market Researcher |
| Civic / Kewarganegaraan | B | 2 | Indonesian legislation | Civic paper on economic policy | University requirement |
| Religions of the World | B | 2 | Intercultural case studies | Paper on ethics and social finance | University requirement |
| Good Corporate Governance and Anti Corruption | B | 2 | KPK guidelines, whistleblowing sim. | Anti-fraud internal-control design | Compliance · Anti-Fraud Analyst |
Finance · Curriculum Handbook 202615| Course | Blk | Cr | Tools | Output you build | Career roles |
|---|---|---|---|---|---|
| Academic Writing | A/B | 3 | Mendeley, Zotero, Turnitin | Publication-ready manuscript | Financial Writer · Corporate Secretary |
| Research Methodology | A/B | 3 | SPSS, Stata, EViews | Research design and instrument | Market Researcher · Policy Analyst |
| Capstone Project | A/B | 6 | All track tools | One of the four routes below | All specialisation tracks |
Finance · Curriculum Handbook 202616Four years, fifty-three courses, one of three specialisations, and a portfolio of real work — from your first journal entry to a capstone that speaks for itself. Everything in these pages is designed to be shown, not just studied.